The Changing Face Of Gun Ownership Sparks Rise In Concealed Carry Insurance

As crime rates skyrocket across major U.S. cities in Joe Biden’s America, not only are gun sales booming, the sale of concealed carry insurance policies are also on the rise.

The reason for this insurance is simple: law-abiding, gun-carrying Americans want to be protected if put in situation where they use their legal firearm to protect themselves, their family, or their property.

“Concealed carry — or more appropriately self-defense — liability insurance is more correctly a program of legal protection that caters to gun owners who may find themselves in need of such assistance following a use-of-force event such as a home-defense incident or justifiable homicide, ” according to AmericaFirearms.org.

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Americans Defend Themselves

Delta Defense heads up the U.S. Concealed Carry Association (USCCA). Self-defense liability insurance, education, and training are included with every USCCA membership. According to a statement to Fox Business, their membership has doubled since 2020.

Tim Schmidt is the CEO of Delta Defense, and the cofounder of the USCCA. He believes the uptick in membership is due to, “millions of brand new gun owners there are in the wake of primarily all the riots that happened in early 2020.” In an interview with Fox Business, he also said,” A lot of people came to the realization that ‘Holy cow I need to be able to defend myself, so I’m going to buy a gun.'” 

USCCA membership went from just 50,000 ten years ago to almost 700,000 in 2020.

Kirk Evans is the president of Lawshield, a competitor of Delta Defense. He echoed many of the sentiments of Tim Schmidt saying to Fox Business, “we had this combination in the last two or three years of COVID, civil unrest, gigantic increases in crime across the country – and we saw a very, very unprecedented growth in our company.”

Lawshield’s membership has also risen sharply and also is around 700,000.

The U.S. Supreme Court also came down on the side of gun owners. In June, it struck down a New York law as unconstitutional that required concealed carry applicants to show a special need for self defense.

Because of the decision, other states like California and New Jersey will be forced to relax their gun laws. Evans said of the impact the Supreme Court decision will make on membership, “What we expect to see is a huge growth in three of the largest states in the country.”

Currently in the U.S., there are approximately 80 million gun owners, with 22 million of those holding concealed carry permits.

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Changing Face Of Gun Ownership

What gun owners look like is changing rapidly. Since the start of the pandemic, and following the violence during the summer of 2020, gun ownership has increased rapidly among women and minorities.

According to a report from the Annals of Internal Medicine, from Jan. 1, 2019 to April 26, 2021, roughly 2.9% of U.S. adults were new gun owners.

In 2019, 50% of new gun owners were female, 47% were female in 2020 to 2021. Of female new gun owners, 20% were black in 2019, 21% in 2019, and in 2020-2021. Hispanic women also made of 20% in 2019, and in 2020-2021 of new gun owners.

Philip Smith is the president and founder of the National African American Gun Association. He states that more black Americans are open to the idea of gun ownership. He added, “African Americans for too long have went around in society being soft targets.”

Kirk Evans of Lawshield also points to women and minorities who are realizing the need for self defense. He points to the fact that gun owners are no longer who everyone thinks they are.

“You could not go a week in the last year or two without seeing an article about ‘women make up the largest demographic of new permit holders’ or ‘African Americans have shown the highest increase’ or minorities as the biggest increase in blank or people in San Francisco running out to buy a firearm. This is not a white conservative group anymore.”

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Example Of Why Americans Know They Must Defend Themselves

You don’t need to look any further than the city of Minneapolis for a prime example of why more Americans realize the defense of themselves, their families, and their property lies in their own hands.

Just last week I reported that Minneapolis has been gripped by violent crime in the wake of “defund the police”.  Minneapolis became ground zero for the “defund the police” movement following the death of George Floyd in 2020.

The results of such policies have not been good for Minneapolis, or any other city that followed in defunding their police departments. As with other cities, Minneapolis is struggling with a sharp increase in crime, and a severe shortage of police officers.

In a city of roughly 425,000 residents in 2020, Minneapolis had around 900 officers. Fast forward to August of that year, and that number had dropped to 560. The lack of support from not just the public, but elected officials also had officers leaving the nation’s police departments.

New York City is also struggling with a surge in major crimes. A retired NYPD police officer voiced what was most likely the feeling of many other officers both active and retired, “One day, the good guys became the bad guys and the bad guys became the good guys.”

Tim Schmidt summed up the reason for, not just the rise in the purchase of concealed carry insurance policies, but gun ownership among Americans in general, “It’s a combination of just the overall society is just buying more guns because they’re scared and they want to be able to defend themselves. And number two, we’re getting better at our job.”