Dave Ramsey is a popular financial advisor who you may have heard on the radio or on Fox Business. He is different from your usual advisor for two reasons: 1) He is staunchly opposed to debt in all forms and 2) He is an unapologetic Christian who uses Scripture to guide him through his no-frills lessons on home economics.
Because his books and radio show have helped so many people, he is a success. But when he purchased this new multi-million dollar house in an upscale neighborhood in Tennessee, he received lots of criticism on Twitter and other social networks.
But unlike left-wing politicians and lobbyists, Ramsey earned every dollar he made. Plus, he gives a massive amount to his church and to charities. However, the criticism was so tough that he decided to respond… And what he wrote is epic:
I just found this discussion from a twitter link. Wow. Thanks for all of your concern about my soul, my reputation and my witness. Please continue to pray for me because wisdom is sometimes elusive. The teacher in me has to reach out and help with proper biblical and life view points for some of you.
First, None of this is any of your business nor is it your problem, however in an effort to teach I have always been overly transparent. So I will try to help.
1) We tithe 10% of our before tax income to our local church
2) We have a family foundation that God allows us to give many times what our personal home or other items cost, so we give much more of God’s money to his kingdom that we live on percentage wise.
3) No Gary, we don’t have any debt any where of any kind. No corporate debt, no credit cards, no mortgage debt, no blind trusts, and no kind of debt no where no how. Didn’t you hear? I don’t believe in debt.
4) Before making a large purchase of any kind we ask God if that is what he wants us to do with HIS money. Like you I sometimes hear clearly and other times I am not sure. In the case of our home I was very sure.
5) Our home is a very small percentage of our net worth.
6) In the two years we have lived here we have had many many functions to fund raise for ministries, charities, and community causes. Millions of dollars have flowed through those events. We view our home, like everything in our life, as a tool to be used for the kingdom.
7) Yes, it blows my mind how much it costs to maintain a lot of things God has called me to manage. We have a 64,000 square foot office building (paid for) that we spend a lot of natural resources and money to keep operating and from where I came from it is sometimes hard to emotionally grasp the zeros. However, I man up, and step up to do what God gave me to do. It is weird some days though.
8) I used to say ignorant things like “what does anyone need with a ______ like that” when I was immature. Now I have been blessed to see how God uses people who are obedient when they are broke and when they aren’t. I was with a really Godly guy a few weeks ago worth 2.2 BILLION. He gives 300-500 million a year. Some of you sent him hate mail worried about his soul because he bought a $110,000 car. That does not make him wrong, that makes that person silly, foolish, and spiritually immature. Note: God gave HIM 2.2 Billion to manage, God did NOT assign you to help.
Thanks again for your concern and please continue to pray for me as I am perfectly capable of messing this whole deal up. So far though, I am not inconsistent between my message and my life. So far I have managed to keep God First, Sharon Second, my kids third, and serving all of you fourth. I am having a blast and I thank all you who do understand.
P.S. I will not be visiting back to see your comments because I already know what they are: Some get it, Some don’t.
Yours In Christ,
Dave Ramsey
What do you think of Ramsey’s reply about how he uses his hard-earned money? Please leave us a comment and tell us what you think!
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To David Berger you are a flipping IDIOT
Dave lost all credibility for me several years ago when I realized he was a major hypocrite. It doesn’t surprise me to see him defending his ultra lavish lifestyle while giving us commoners financial advise.
This is exactly the kind of person we need running our country. How about a run for President Dave? Or vice president along with Donald Trump. Wow! What a team that would make.
Amen
I guess some people’s lives are so perfect that they have plenty of time and energy to go see if they can rake up muck in other people’s lives?
If he invited me for a visit, I would go with no compunctions. I’d offer to chat with him about my ways of making money go farther, and about the Bible verses I find encouraging in this pursuit of pinching pennies.
God Bless you for your incredible tolerance for such haters. If only all could be so fortunate to live the life you have been given to live
It’s nobody’s business how much you’re worth, how much your home is worth or any other possessions you have.
I’m glad God gave you the know how to share the gifts He gave you. I do too, on a much smaller scale.
I wake up thanking Him for all He did & does for me.
Way to go!
AMEN—SIR!
His business, his life. God has Blessed him. So don’t covet thy neighbor.
I am a person that believes in God my Lord Jesus Christ and i say That is none of my Business what you do with what the Lord has given to you and further rebuke any who who try and stand in judgement there is only 1 Lord God and through him his son Jesus Christ who at his coming will judge for himself weather or not you have been a wise steward of his blessings…Judge not least you be judged …. Thank You and May God Bless
Atta Boy !
It is in the Scriptures, “Give Caesar what is his, but give God what belongs to God.” Mr. Ramsey has done just that, that is why God has blessed him with so many resources to manage….because God trusts that Mr. Ramsey has the wisdom to manage them correctly for God’s Kingdom…..For non believers this will be so hard to comprehend, but that is the same people that complain about their lack of resource$$…
Its his money he earns it though it is inconceivable to the entitlement babies out there it is none of your dang business what he does with it period don’t envy go out and earn your way and stop thinking you are entitled to any thing of some one else. None of this share the wealth crap of your messiah El O’bama
Yes yes and YES!!!
Paul wrote in the Bible that you should “work with your hands that which is good so you can have — to give to them that needeth”. He is very clear (and so is God’s word) that Christ is the end of the law and we are to give with a joyful heart, as much as we can. My husband and I studied it extensively, including my husband studying every place the word “tithe” is in God’s Word and the way it worked in the Old Testament can somewhat be summed up in Paul’s New Testament statement “that now at this time our abundance has been a supply for your want and later, your abundance shall be a supply for our want” except in the Old Testament a minimum amount was required..Remember also that in the book of Acts, the new believers decided to share all they had….also Paul said “He who wills to be rich shall be pierced through with many arrows”. Also, “loving your neighbor as yourself” means loving “those you come in contact with in your daily life or you directly have influence or a relationship with” (that’s the Greek) as yourself (just as yourself, meaning “would I be okay with this pay, this situation, this cost of groceries?”) AND since “every thing that comes around, goes around” or as Christ put it “cast your bread upon the waters and in many days it will come back to you”, everything has an impact on everything. So when a person has 2 BILLION but is a “godly man” and gives many millions, I wonder about the person to person “loving your neighbor”…..IS the people who work for him being paid a salary that is NOT from back in the early ’70’s? Could his treatment of those working for him or who are his “neighbor” be called “generous, giving, honorable, charitable”? How about his relationship to his customers? His he “grabbing every single penny he can”? John Adams said “this form of government is for a moral and religious people and is wholly inadequate for any other. A avarice citizenry will break up the Constitution like a whale breaks a net” (paraphrasing). Avarice is not godly. Paul wrote that “I am in a position by God with the work He has called me to do, so that I could live off of the contributions from the believers but I don’t want anyone to get any ideas, so I work” (I’m paraphrasing). He also wrote that believers ought to live in such a way that one little tiny ency weensy infraction could not be brought up against them. Our rewards (Greek, “paycheck”) are in the next life when the new heavens and new earth are here with Christ as the great King. To live for rewards in this life (and yes, I know God blesses us in this life – we are very blessed just living in this country) is really missing out.
Dave I think you Rock!! Carry on Brother!
Man what an answer, I have to remember that when God gives me all that to manage and take care of. Go Dave you are the man!!
God gives me a whole lot less to live on and my children made sure it was put into a fund that I could not get into, so that I would not be overtly generous to friends and family alike. I tend to come into money, and then give it all away. And my wise children realized that I only needed what I spend each month and that was all. So if Dave has mastered his own finances, I can see why GOD allows him more to care for.
Would you recognize a pharisee in 2015?
Amen Mr. Ramsey! Christ used your FPU teachings to lead me back to Him. The results have been amazing and I am now a FULLY tithing member of Gateway Church in Southlake, Texas. I’m not debt free yet, but one day I will come to Tennessee to give my Debt Free Scream!
It is not my business what anyone does with their money. I agree it is individual choice. I still see the folly in spending over the top money on things, regardless of the amount of money a person donates to charities. Good stewardship is not defined by what we donate, it should be a standard that stands alone. Kind of disappointed in the closed minded tenure of Dave Ramseys response. He is not the only thinking human being who understands money and stewardship. There just might be something he could learn from the answers to his article.
I am not even sure even were to begin. Dave Ramsey could of kept to himself all the wisdom he found reading the Bible. BUT he didn’t he decided to share this knowledge. Did he do it for free, of course not!!! He had to start his business up, hire employees, write the book etc. etc. Yes he could of told people how to do this and he did. But in taking the class, paying for the book you learn and the wisdom sinks deep within you and grasp what he has done and how to apply it. It has impacted our family greatly, we paid off our house, gone on three mission trips to Argentina and Chile. Our children made huge sacrifices but paid off their student loans, bought homes. Remember to much has been given much has been required. Dave Ramsey is using his wisdom to help many, many families. He did not have to share this wisdom, out of his mistakes with money, he helped us and many more. He is using that home to help the kingdom. It would not be wise to rent a big facility everytime he needed one. God Bless Dave Ramsey and all he has done and thank you in how you have impacted our family and the future of our adult children and their families!!!!
Individualism , success and hard work are under assault in this country .. Its really sad . The victim mentality pandered to by politicans has created an underclass of hateful , lazy victims that are jealous and want to blame everyone but themselves for their poor choices and circumstances they’ve created ….. They love to discredit and say hateful things about people who are creative , hard working and successful like Dave Ramsey
It’s his business to do what he see fit to do. It doesn’t hurt me in anyway. As far as I’m concerned those that are upset over him having such a huge property are jealous because they haven’t figured out how to live debt free themselves. If we all were on the same level this would be a very boring world.
I really admire Dave. I followed his advise and have no debts. Own my home retired at 63 and are enjoying it. What Dave Ramsey does with his money is his business. More power to him. and may God bless.
Virginia, I saw your post when reading about Dave Ramsey. I have to tell you that not all people are destined to be rich, and many are not destined to not struggle every day of their lives. The thing I have found in life is that with Christ at the center, even the struggles and hardships I experience, although hard and frustrating at times, there is always a reason for me to grow in His Grace. That is what keeps me going. Understanding I will not ever live in a big fancy house, but will have a home and be proud of the place where I live, and thankful for the day I have to walk on this earth and touch one heart at a time. That to me is worth more than any riches or gold, although a little of that would be nice to make it easier, but then again, if we are not prepared to be good stewards of what is given to us, we would mess that up. The main thing is to understand that no matter if it is easy in your life or hard in your life, Christ can comfort and protect us and give us what we need, not what we want.
Instead of going after a private citizen for using HIS money how he wants to, why not go after our government that uses OUR money for all kinds of unlawful things such as: welfare fraud, a corrupt IRS, burdensome tax code, funding illegals and voting fraud for power, lavish trips, social security fraud, charity fraud, raising taxes and so-called fees, living lavish lifestyles on tax payer’s money, huge spending on public schools with nothing to show for it, global warming scare tactics to milk us out of our hard earn dollars, and on and on…. Let’s hold our own crooked government responsible before going after a law abiding citizen.
Apparently, God knows a good man when He sees one. There are no rules against being Christian and rich, I think of Job. But there are rules for being rich and greedy, Jesus has this man on the right track. I would also like to say, you don’t have to defend yourself against jealousy and evil, God Bless.
I vote Dave Ramsey for President of The U.S.A.
I note that the biggest difference between Mr. Ramsey’s use of his money and a worldly exploit or abuse of money is that what God has given him is for him to share. Most others view these things as something we keep. That is never the instance with Christians. We have been given all gifts and talents to use for the building up of God’s Kingdom on Earth. Naked we came to the world and naked and empty handed, we will leave it.
I admire Dave Ramsey very much. He makes a great living peddling common sense to idiots. I only wish I would have thought of it first. I am not being sarcastic in any way. Oh and what I do with my money (earned, just like Dave Ramsey) is not the business of anyone. I do not take kindly to value judgments.
Hello Dave, I could sure use some help. I am one of those people who you talk to about not looking after my finances. I am guilty. I should have listen to anyone beside myself about life I guess. Now, I am in a home I am about to lose due to an health ( Hip operation) I never seen coming I have run out of resources and am close to foreclosure. I have to go into the hospital next week for the operation. Due to lay offs and economy I am out of money and deep in debt trying to hold on to my house was looking back probably a big mistake but water under bridge. I could use some help. If you have some help for me I will graciously accept it. You have so much and I have so little. Most time people say if he would have asked for help I would give it to him. Well, Dave I am asking for help. I will be out of work until I recover from this and I really don’t know what to do. Please sir, if you can help me save my home and get back on my feet. Many thanks, Ron Hollifield
Loved his words. Just some hate others who work hard and have something. If you do not give it all to them they are down on you.
Dave Ramsey’s holier than thou act is just that. An act. he is a sinner just like everyone else.
If you earn it Legally, then spend it as you wish. It is no one else’s business what you spend your own money on. I was asked once by a relative, why I had purchased a new car at a price they left was extravagant. My answer was “Because I can”. I do not believe in dept. or credit in any shape or form. I pay more in Tax each year then what this person earns.
Several years ago our kids were swimming near dave’s first home so I drove by to see what type of house a money Guru had . Did he do what he was teaching? It was a nice home but not quite what I thought he would have with the fortune he had amassed with Gold’s help. Later I heard that he was buildking a new home and I was excited for him.He had worked tirelessly for many years struggling with his time between family, church and everything else that he has to do daily-Cut him some slack as I can only imaginge what kind of home each of us would have if we had worked hard,and been blessed with the Money he has been given to manage. He is the only one that will be wanting to hear those words from his Lord one day-Well done my good and Faithful servant!!!! Well done Dave!!!!!! thank you
I don’t know Dave personally, but I have listened to him on AFR for years, and I have no doubt that he would say the Lord, Jesus Christ is the provider. Dave is just a servant and steward. And, as brother Wildman (AFA), would say, “If I were a betting man.”, I would bet that if the Lord told him to give it away, he would pack it up, hand over the keys, and walk away. God bless Dave.